Pawn/Loan

Every Day Shoul Be Payday

At SmartCash, We can offer a loan over your Jewelry, Gold, Tools, Electronics, Game Systems, Phones & Tablets, Musical Instruments, Sports Goods, Households and more.

It’s Quick and Easy

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Bring In Your Item

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Get an Honest Estimate

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Leave with your Cash!

A pawn loan works like this: You bring us your valuable items, we give you a loan, 30 days later you pay us back, we give you back your item.

At SmartCash, We can offer a loan over your Jewelry, gold, electronics, musical instruments, households, sport goods and more.

No Credit Check required.

How Do I Pawn?

Bring your item to SmartCash and we’ll first inspect the item to determine its value. Loan amounts vary due to different factors like the condition of the item.

Then we will make you an offer. Should you choose to accept the offer, you’ll get cash on the spot and will have a set period of time in which to repay your loan. When you return to pay back/ pick up the loan, we’ll immediately return your item.

While your item is in pawn, you still own it. It is our responsibility to keep it safe and in good condition while it’s in our care. When you give us an item for a pawn, we keep all accessories (remote controls, cables, etc.) with your item and place it in a secure area.

Your item is safely stored until you return to pay your pawn loan in full and reclaim it. SmartCash Pawn is fully insured for the loan value of the collateral we keep.

We offer

SmartCash Warranty

We offer a 3-month warranty on general merchandise and a 1-year warranty for all gold bought from us.
You can buy the warranty for only 10% of the original price of the item which will allow you to return it for in-store credit or an 
upgrade to another item on the sales floor.

SmartCash Layaway

If you see something you like but can’t afford it today, just put it on layaway so it’s not gone tomorrow.

Pay only 10% down for your item, then make 9 monthly payments.

After your last payment, take your item home.

How it works?

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    Select the item of your liking from the sales floor

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    Choose the best term for you

    For example: If you choose a 10 month term = You pay 10% per month

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    Make the 1st payment and successive payments according to term chosen

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    Once you make the last payment, you take the item home.

    No hidden fees

Testimonials

Evan Gwilliam


Fair and easy to deal with. Friendly and trustworthy service.

Tyson McGuire


Best place to pawn your stuff they actually give you real numbers for your items I recommend 100%.

Katherine


Great customer service, the store looks really good and they’re really friendly, it’s my favorite pawn shop in regina.

Matthew Peters


Extremely professional with their services and is very reasonable with their prices.

Dest Goodpipe


Love the service with a smile and they treat you with dignity and respect, prices are awesome and they really work with you and the reminding text feature is a life saver! Forgot I had a pawn until I got a little dingy do.

Terri Young


Like many others,I was in need of a short term loan.I went into the Smart Cash Pawn and was happily surprised😁.

Pawn Loans offered to anyone with valid government issued ID and be at least 18 years of age. Loan principal amounts offered between $10 and $100,000 based upon collateral, no credit check required. Payments are due at the end of 1 month (30 days) of loan origination. The APR for the loans is 60%. Example: For a monthly paid customer, a $100 loan for 1 month originated on January 1 would have a monthly payment amount of approximately $30.00 with a disclosed cost of borrowing of (simple interest 5% per month or 60% per annum plus $25.00 storage, handling and pawn reporting charges). A $100 loan would have a total payback of $130.00 when paid according to the terms of the loan agreement. Ask a SmartCash Pawn Customer Service Representative for details.

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